/* ==========================================================================
   CREDILINK - TU ENLACE DIRECTO AL CRÉDITO
   Hoja de Estilos Corporativos | Chiriquí, Panamá
   Paleta: Azul Profundo (#0A2A43) | Verde Financiero (#1DB954) | Blanco (#FFFFFF) | Gris Claro (#F5F7FA)
   Tipografías: Montserrat (Titulares), Poppins (Subtítulos/Botones), Lato (Textos)
   ========================================================================== */

@import url('https://fonts.googleapis.com/css2?family=Lato:ital,wght@0,300;0,400;0,700;0,900;1,400&family=Montserrat:ital,wght@0,400;0,500;0,600;0,700;0,800;0,900;1,700&family=Poppins:wght@400;500;600;700&display=swap');

:root {
  /* Colores Corporativos Oficiales */
  --color-navy: #0A2A43;
  --color-navy-dark: #051624;
  --color-navy-deep: #030f1a;
  --color-navy-light: #133c5e;
  --color-navy-surface: #0e3555;
  
  --color-green: #1DB954;
  --color-green-hover: #179b46;
  --color-green-light: #e8f8ee;
  --color-green-soft: rgba(29, 185, 84, 0.12);
  --color-green-border: rgba(29, 185, 84, 0.28);
  --color-green-glow: rgba(29, 185, 84, 0.35);

  --color-white: #FFFFFF;
  --color-gray-bg: #F5F7FA;
  --color-gray-subtle: #EDF2F7;
  --color-gray-border: #E2E8F0;
  
  --color-text-main: #1E293B;
  --color-text-muted: #52637A;
  --color-text-light: #94A3B8;
  --color-text-navy: #0A2A43;

  /* Tipografías */
  --font-heading: 'Montserrat', -apple-system, BlinkMacSystemFont, sans-serif;
  --font-subheading: 'Poppins', -apple-system, BlinkMacSystemFont, sans-serif;
  --font-body: 'Lato', -apple-system, BlinkMacSystemFont, sans-serif;

  /* Efectos y Sombras */
  --shadow-sm: 0 1px 3px rgba(10, 42, 67, 0.06), 0 1px 2px rgba(10, 42, 67, 0.04);
  --shadow-md: 0 4px 12px rgba(10, 42, 67, 0.08), 0 2px 4px rgba(10, 42, 67, 0.04);
  --shadow-lg: 0 10px 25px rgba(10, 42, 67, 0.12), 0 4px 10px rgba(10, 42, 67, 0.06);
  --shadow-xl: 0 20px 40px rgba(10, 42, 67, 0.16), 0 8px 16px rgba(10, 42, 67, 0.08);
  --shadow-glow: 0 8px 24px rgba(29, 185, 84, 0.28);

  --radius-sm: 6px;
  --radius-md: 10px;
  --radius-lg: 16px;
  --radius-xl: 24px;
  --radius-full: 9999px;

  --transition: all 0.25s cubic-bezier(0.4, 0, 0.2, 1);
  --container-max: 1200px;
}

/* ==========================================================================
   RESET & ESTILOS BASE
   ========================================================================== */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font-body);
  color: var(--color-text-main);
  background-color: var(--color-white);
  line-height: 1.65;
  overflow-x: hidden;
}

img, svg {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
  text-decoration: none;
  transition: var(--transition);
}

button, input, select, textarea {
  font-family: inherit;
  font-size: inherit;
}

ul, ol {
  list-style: none;
}

.container {
  width: 100%;
  max-width: var(--container-max);
  margin-left: auto;
  margin-right: auto;
  padding-left: 1.5rem;
  padding-right: 1.5rem;
}

/* ==========================================================================
   TOP BAR & AVISO REGULATORIO DESTACADO
   ========================================================================== */
.top-notice-bar {
  background-color: var(--color-navy-dark);
  color: var(--color-text-light);
  font-size: 0.8125rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  padding: 0.5rem 0;
}

.top-notice-bar .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 0.5rem;
}

.top-notice-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  background-color: rgba(29, 185, 84, 0.15);
  color: var(--color-green);
  padding: 0.2rem 0.6rem;
  border-radius: var(--radius-full);
  font-family: var(--font-subheading);
  font-weight: 600;
  font-size: 0.75rem;
  letter-spacing: 0.3px;
}

.top-notice-text {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  color: #cbd5e1;
}

.top-notice-contact {
  display: flex;
  align-items: center;
  gap: 1.25rem;
}

.top-notice-contact a {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  color: #e2e8f0;
}

.top-notice-contact a:hover {
  color: var(--color-green);
}

/* ==========================================================================
   HEADER PRINCIPAL & NAVEGACIÓN
   ========================================================================== */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background-color: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--color-gray-border);
  transition: var(--transition);
}

.site-header.scrolled {
  box-shadow: var(--shadow-md);
  background-color: rgba(255, 255, 255, 0.98);
}

.site-header .container {
  max-width: 1420px;
  width: 100%;
  padding-left: 2rem;
  padding-right: 2rem;
}

.header-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 76px;
  gap: 1.5rem;
}

.brand-link {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  text-decoration: none;
  flex-shrink: 0;
}

.brand-logo {
  height: 44px;
  width: auto;
  max-width: 220px;
  object-fit: contain;
  display: block;
}

.nav-desktop {
  display: flex;
  align-items: center;
  gap: 1.35rem;
  flex-shrink: 0;
}

.nav-link {
  font-family: var(--font-subheading);
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-navy);
  position: relative;
  padding: 0.4rem 0.2rem;
  white-space: nowrap;
}

.nav-link::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0%;
  height: 2px;
  background-color: var(--color-green);
  transition: var(--transition);
}

.nav-link:hover,
.nav-link.active {
  color: var(--color-green);
}

.nav-link:hover::after,
.nav-link.active::after {
  width: 100%;
}

.header-actions {
  display: flex;
  align-items: center;
  gap: 0.875rem;
  flex-shrink: 0;
}

.header-actions .btn-primary {
  padding: 0.55rem 1.15rem;
  font-size: 0.875rem;
  white-space: nowrap;
}

/* Botón exclusivo móvil (oculto en desktop) */
.mobile-header-whatsapp {
  display: none;
}

/* Botones */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.65rem 1.35rem;
  font-family: var(--font-subheading);
  font-size: 0.9375rem;
  font-weight: 600;
  border-radius: var(--radius-md);
  cursor: pointer;
  border: 1px solid transparent;
  transition: var(--transition);
  text-decoration: none;
  white-space: nowrap;
}

.btn-primary {
  background-color: var(--color-navy);
  color: var(--color-white);
  box-shadow: var(--shadow-sm);
}

.btn-primary:hover {
  background-color: var(--color-navy-light);
  transform: translateY(-1px);
  box-shadow: var(--shadow-md);
  color: var(--color-white);
}

.btn-whatsapp {
  background-color: var(--color-green);
  color: var(--color-white);
  box-shadow: var(--shadow-glow);
}

.btn-whatsapp:hover {
  background-color: var(--color-green-hover);
  transform: translateY(-1px);
  color: var(--color-white);
}

.btn-outline {
  background-color: transparent;
  color: var(--color-navy);
  border-color: var(--color-navy);
}

.btn-outline:hover {
  background-color: var(--color-navy);
  color: var(--color-white);
}

.btn-outline-white {
  background-color: transparent;
  color: var(--color-white);
  border-color: rgba(255, 255, 255, 0.4);
}

.btn-outline-white:hover {
  background-color: rgba(255, 255, 255, 0.12);
  border-color: var(--color-white);
}

.btn-lg {
  padding: 0.85rem 1.85rem;
  font-size: 1.05rem;
  border-radius: var(--radius-md);
}

/* Menú Móvil */
.mobile-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  color: var(--color-navy);
  padding: 0.5rem;
  margin-left: 0.5rem;
}

.mobile-menu-overlay {
  display: none;
  position: fixed;
  inset: 0;
  background-color: rgba(10, 42, 67, 0.6);
  z-index: 1100;
  backdrop-filter: blur(4px);
}

.mobile-menu-drawer {
  position: fixed;
  top: 0;
  right: -320px;
  width: 300px;
  height: 100%;
  background-color: var(--color-white);
  z-index: 1200;
  box-shadow: var(--shadow-xl);
  padding: 2rem 1.5rem;
  display: flex;
  flex-direction: column;
  transition: right 0.3s ease;
  overflow-y: auto;
}

.mobile-menu-drawer.open {
  right: 0;
}

.mobile-drawer-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 2rem;
  padding-bottom: 1rem;
  border-bottom: 1px solid var(--color-gray-border);
}

.mobile-close-btn {
  background: none;
  border: none;
  font-size: 1.5rem;
  cursor: pointer;
  color: var(--color-navy);
}

.mobile-nav-links {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
  margin-bottom: 2rem;
}

.mobile-nav-links a {
  font-family: var(--font-subheading);
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--color-navy);
}

.mobile-nav-links a:hover {
  color: var(--color-green);
}

/* ==========================================================================
   AVISO CRÍTICO BANNER (DISCLAIMER OBLIGATORIO)
   ========================================================================== */
.alert-compliance {
  background-color: #FEF3C7;
  border-left: 5px solid #F59E0B;
  color: #92400E;
  padding: 1rem 1.25rem;
  font-size: 0.875rem;
  margin: 1.5rem 0;
  border-radius: var(--radius-sm);
  display: flex;
  align-items: flex-start;
  gap: 0.85rem;
  box-shadow: var(--shadow-sm);
}

.alert-compliance strong {
  color: #78350F;
}

.alert-compliance-hero {
  background-color: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  backdrop-filter: blur(8px);
  border-radius: var(--radius-md);
  padding: 0.85rem 1.25rem;
  color: #e2e8f0;
  font-size: 0.85rem;
  display: flex;
  align-items: center;
  gap: 0.75rem;
  margin-top: 1.5rem;
}

.alert-compliance-hero svg {
  flex-shrink: 0;
  color: #facc15;
}

/* ==========================================================================
   HERO SECTION
   ========================================================================== */
.hero-section {
  position: relative;
  background: linear-gradient(135deg, var(--color-navy-dark) 0%, var(--color-navy) 60%, #0d385a 100%);
  color: var(--color-white);
  padding: 5rem 0 6.5rem;
  overflow: hidden;
}

/* Gráficos de fondo / orbes sutiles estilo Presta327 */
.hero-bg-orb {
  position: absolute;
  border-radius: 50%;
  pointer-events: none;
  filter: blur(80px);
}

.hero-bg-orb-1 {
  width: 450px;
  height: 450px;
  background: radial-gradient(circle, rgba(29, 185, 84, 0.18) 0%, transparent 70%);
  top: -100px;
  right: 5%;
}

.hero-bg-orb-2 {
  width: 380px;
  height: 380px;
  background: radial-gradient(circle, rgba(14, 53, 85, 0.6) 0%, transparent 70%);
  bottom: -80px;
  left: -50px;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  align-items: center;
  gap: 3.5rem;
  position: relative;
  z-index: 2;
}

.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background-color: rgba(29, 185, 84, 0.15);
  border: 1px solid rgba(29, 185, 84, 0.35);
  color: #4ade80;
  padding: 0.35rem 0.9rem;
  border-radius: var(--radius-full);
  font-family: var(--font-subheading);
  font-size: 0.8125rem;
  font-weight: 600;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  margin-bottom: 1.5rem;
}

.hero-title {
  font-family: var(--font-heading);
  font-size: 3.25rem;
  font-weight: 800;
  line-height: 1.15;
  margin-bottom: 1.25rem;
  letter-spacing: -0.5px;
}

.hero-title .highlight-green {
  color: var(--color-green);
  position: relative;
  display: inline-block;
}

.hero-title .subtitle-phrase {
  display: block;
  font-size: 1.75rem;
  font-weight: 600;
  color: #94A3B8;
  margin-top: 0.25rem;
}

.hero-description {
  font-size: 1.125rem;
  line-height: 1.7;
  color: #E2E8F0;
  margin-bottom: 2rem;
  max-width: 580px;
}

.hero-actions {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 1rem;
  margin-bottom: 2.25rem;
}

.hero-trust-badges {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 1.75rem;
  padding-top: 1.5rem;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  font-size: 0.875rem;
  color: #cbd5e1;
}

.hero-trust-item {
  display: flex;
  align-items: center;
  gap: 0.45rem;
}

.hero-trust-item svg {
  color: var(--color-green);
}

/* Card Visual en Hero */
.hero-visual-card {
  position: relative;
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: var(--radius-xl);
  padding: 2rem;
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.4);
}

.hero-card-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 1.75rem;
  padding-bottom: 1.25rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.hero-card-brand {
  font-family: var(--font-heading);
  font-weight: 800;
  font-size: 1.25rem;
  letter-spacing: -0.5px;
}

.hero-card-status {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  background-color: rgba(29, 185, 84, 0.2);
  color: #4ade80;
  padding: 0.25rem 0.65rem;
  border-radius: var(--radius-full);
  font-size: 0.75rem;
  font-weight: 600;
}

.pulse-dot {
  width: 8px;
  height: 8px;
  background-color: var(--color-green);
  border-radius: 50%;
  box-shadow: 0 0 0 rgba(29, 185, 84, 0.7);
  animation: pulseAnimation 2s infinite;
}

@keyframes pulseAnimation {
  0% { box-shadow: 0 0 0 0 rgba(29, 185, 84, 0.7); }
  70% { box-shadow: 0 0 0 8px rgba(29, 185, 84, 0); }
  100% { box-shadow: 0 0 0 0 rgba(29, 185, 84, 0); }
}

.hero-card-pillars {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
  margin-bottom: 1.75rem;
}

.pillar-item {
  background-color: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: var(--radius-md);
  padding: 1rem;
}

.pillar-item span {
  display: block;
  font-size: 0.75rem;
  color: #94A3B8;
  margin-bottom: 0.25rem;
}

.pillar-item strong {
  display: block;
  font-family: var(--font-heading);
  font-size: 1.15rem;
  color: var(--color-white);
}

.hero-floating-stat {
  background: linear-gradient(135deg, rgba(29, 185, 84, 0.2) 0%, rgba(10, 42, 67, 0.8) 100%);
  border: 1px solid rgba(29, 185, 84, 0.4);
  border-radius: var(--radius-md);
  padding: 1rem 1.25rem;
  display: flex;
  align-items: center;
  gap: 1rem;
}

.hero-floating-stat-icon {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background-color: var(--color-green);
  color: var(--color-white);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

/* ==========================================================================
   METRIC STRIP / BARRA DE RESPALDO (ESTILO PRESTA327)
   ========================================================================== */
.proof-strip {
  background-color: var(--color-navy-dark);
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  padding: 2.25rem 0;
  color: var(--color-white);
}

.proof-strip-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
  text-align: center;
}

.proof-strip-item strong {
  display: block;
  font-family: var(--font-heading);
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--color-green);
  line-height: 1.1;
  margin-bottom: 0.35rem;
}

.proof-strip-item span {
  font-family: var(--font-subheading);
  font-size: 0.875rem;
  color: #94A3B8;
  font-weight: 500;
}

/* ==========================================================================
   SECCIONES GENERALES & ENCABEZADOS
   ========================================================================== */
.section {
  padding: 5.5rem 0;
  position: relative;
}

.section-bg-light {
  background-color: var(--color-gray-bg);
}

.section-bg-navy {
  background-color: var(--color-navy);
  color: var(--color-white);
}

.section-kicker {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-family: var(--font-subheading);
  font-size: 0.8125rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1.2px;
  color: var(--color-green);
  margin-bottom: 0.75rem;
}

.section-title {
  font-family: var(--font-heading);
  font-size: 2.35rem;
  font-weight: 800;
  color: var(--color-navy);
  line-height: 1.25;
  margin-bottom: 1rem;
  letter-spacing: -0.5px;
}

.section-title.light {
  color: var(--color-white);
}

.section-title em {
  font-style: normal;
  color: var(--color-green);
}

.section-description {
  font-size: 1.1rem;
  color: var(--color-text-muted);
  max-width: 680px;
  line-height: 1.7;
}

.section-description.light {
  color: #cbd5e1;
}

.text-center {
  text-align: center;
}

.text-center .section-description {
  margin-left: auto;
  margin-right: auto;
}

/* ==========================================================================
   AVISO OFICIAL REGULATORIO (BOX CENTRAL)
   ========================================================================== */
.disclaimer-box {
  background: linear-gradient(to right, #FFFBEB, #FEF3C7);
  border: 1px solid #FCD34D;
  border-radius: var(--radius-lg);
  padding: 1.75rem 2rem;
  margin: 3.5rem 0 2rem;
  box-shadow: var(--shadow-sm);
}

.disclaimer-box-header {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  color: #B45309;
  font-family: var(--font-heading);
  font-size: 1.1rem;
  font-weight: 700;
  margin-bottom: 0.85rem;
}

.disclaimer-box-list {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 0.75rem;
  margin-bottom: 1rem;
}

.disclaimer-pill {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  background-color: rgba(255, 255, 255, 0.7);
  padding: 0.5rem 0.75rem;
  border-radius: var(--radius-md);
  font-size: 0.875rem;
  font-weight: 600;
  color: #78350F;
}

.disclaimer-pill svg {
  color: #DC2626;
  flex-shrink: 0;
}

.disclaimer-footer-text {
  font-size: 0.9rem;
  color: #92400E;
  line-height: 1.5;
  border-top: 1px dashed #FCD34D;
  padding-top: 0.75rem;
}

/* ==========================================================================
   QUIÉNES SOMOS & MISIÓN / VISIÓN / VALORES
   ========================================================================== */
.about-hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3.5rem;
  align-items: center;
  margin-bottom: 4rem;
}

.about-text p {
  font-size: 1.05rem;
  color: var(--color-text-muted);
  margin-bottom: 1.25rem;
  line-height: 1.75;
}

.about-features-list {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
  margin-top: 1.75rem;
}

.about-feature-item {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--color-navy);
}

.about-feature-item svg {
  color: var(--color-green);
}

.mv-cards-wrapper {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.mv-card {
  background-color: var(--color-white);
  border: 1px solid var(--color-gray-border);
  border-radius: var(--radius-lg);
  padding: 2rem;
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}

.mv-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 4px;
  height: 100%;
  background-color: var(--color-navy);
  transition: var(--transition);
}

.mv-card.vision-card::before {
  background-color: var(--color-green);
}

.mv-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-lg);
}

.mv-card-header {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  margin-bottom: 0.85rem;
}

.mv-icon-badge {
  width: 44px;
  height: 44px;
  border-radius: var(--radius-md);
  background-color: var(--color-green-light);
  color: var(--color-green);
  display: flex;
  align-items: center;
  justify-content: center;
}

.mv-card h3 {
  font-family: var(--font-heading);
  font-size: 1.35rem;
  font-weight: 700;
  color: var(--color-navy);
}

.mv-card p {
  color: var(--color-text-muted);
  font-size: 0.975rem;
  line-height: 1.65;
}

/* Valores Corporativos */
.values-heading {
  margin-bottom: 2.5rem;
}

.values-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.75rem;
}

.value-card {
  background-color: var(--color-white);
  border: 1px solid var(--color-gray-border);
  border-radius: var(--radius-lg);
  padding: 2rem;
  transition: var(--transition);
  display: flex;
  flex-direction: column;
}

.value-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--color-green-border);
}

.value-icon-box {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-md);
  background: linear-gradient(135deg, var(--color-green-light) 0%, rgba(29, 185, 84, 0.05) 100%);
  color: var(--color-green);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.25rem;
}

.value-card h4 {
  font-family: var(--font-heading);
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--color-navy);
  margin-bottom: 0.5rem;
}

.value-card p {
  color: var(--color-text-muted);
  font-size: 0.9375rem;
  line-height: 1.6;
}

/* ==========================================================================
   SERVICIOS (SOLUCIONES POR PERFIL)
   ========================================================================== */
.services-header {
  margin-bottom: 3.5rem;
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.service-card {
  background-color: var(--color-white);
  border: 1px solid var(--color-gray-border);
  border-radius: var(--radius-lg);
  padding: 2.25rem 2rem;
  display: flex;
  flex-direction: column;
  transition: var(--transition);
  box-shadow: var(--shadow-sm);
  position: relative;
}

.service-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-xl);
  border-color: rgba(10, 42, 67, 0.2);
}

.service-card.featured {
  border: 2px solid var(--color-green);
  box-shadow: var(--shadow-md);
}

.service-featured-tag {
  position: absolute;
  top: -12px;
  right: 24px;
  background-color: var(--color-green);
  color: var(--color-white);
  font-family: var(--font-subheading);
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  padding: 0.25rem 0.75rem;
  border-radius: var(--radius-full);
}

.service-header-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 1.25rem;
}

.service-icon-box {
  width: 54px;
  height: 54px;
  border-radius: var(--radius-md);
  background-color: var(--color-navy);
  color: var(--color-white);
  display: flex;
  align-items: center;
  justify-content: center;
}

.service-card.featured .service-icon-box {
  background-color: var(--color-green);
}

.service-badge {
  font-family: var(--font-subheading);
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--color-text-light);
  background-color: var(--color-gray-subtle);
  padding: 0.25rem 0.65rem;
  border-radius: var(--radius-sm);
}

.service-card h3 {
  font-family: var(--font-heading);
  font-size: 1.35rem;
  font-weight: 700;
  color: var(--color-navy);
  margin-bottom: 0.65rem;
}

.service-card .service-intro {
  font-size: 0.95rem;
  color: var(--color-text-muted);
  margin-bottom: 1.25rem;
  line-height: 1.55;
}

.service-list {
  margin-top: auto;
  margin-bottom: 1.75rem;
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
  padding-top: 1rem;
  border-top: 1px solid var(--color-gray-subtle);
}

.service-list li {
  display: flex;
  align-items: flex-start;
  gap: 0.5rem;
  font-size: 0.875rem;
  color: var(--color-text-main);
  line-height: 1.45;
}

.service-list li svg {
  color: var(--color-green);
  flex-shrink: 0;
  margin-top: 2px;
}

.service-action-btn {
  width: 100%;
}

/* ==========================================================================
   SIMULADOR / CALCULADORA ORIENTATIVA (VALOR AGREGADO)
   ========================================================================== */
.simulator-box {
  background: linear-gradient(135deg, var(--color-navy-dark) 0%, var(--color-navy) 100%);
  border-radius: var(--radius-xl);
  color: var(--color-white);
  padding: 3.5rem;
  box-shadow: var(--shadow-xl);
  margin-top: 4rem;
}

.simulator-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 3.5rem;
  align-items: center;
}

.simulator-controls {
  display: flex;
  flex-direction: column;
  gap: 2rem;
}

.simulator-group label {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-family: var(--font-subheading);
  font-weight: 600;
  font-size: 1rem;
  margin-bottom: 0.75rem;
}

.simulator-value-display {
  font-family: var(--font-heading);
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--color-green);
}

.simulator-slider {
  width: 100%;
  height: 8px;
  border-radius: var(--radius-full);
  background: rgba(255, 255, 255, 0.2);
  outline: none;
  -webkit-appearance: none;
}

.simulator-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--color-green);
  cursor: pointer;
  border: 3px solid var(--color-white);
  box-shadow: 0 0 10px rgba(0, 0, 0, 0.3);
}

.simulator-result-card {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: var(--radius-lg);
  padding: 2.25rem 2rem;
  text-align: center;
  backdrop-filter: blur(10px);
}

.simulator-result-title {
  font-family: var(--font-subheading);
  font-size: 0.9rem;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: #94A3B8;
  margin-bottom: 0.5rem;
}

.simulator-monthly-payment {
  font-family: var(--font-heading);
  font-size: 3rem;
  font-weight: 900;
  color: var(--color-green);
  line-height: 1.1;
  margin-bottom: 0.25rem;
}

.simulator-note {
  font-size: 0.8rem;
  color: #cbd5e1;
  margin-bottom: 1.75rem;
  line-height: 1.4;
}

/* ==========================================================================
   SCROLL REVEAL ANIMATIONS (EFECTOS DE ENTRADA AL HACER SCROLL)
   ========================================================================== */
.reveal {
  opacity: 0;
  transform: translateY(35px);
  transition: opacity 0.8s cubic-bezier(0.16, 1, 0.3, 1), transform 0.8s cubic-bezier(0.16, 1, 0.3, 1);
  will-change: opacity, transform;
}

.reveal-left {
  opacity: 0;
  transform: translateX(-40px);
  transition: opacity 0.8s cubic-bezier(0.16, 1, 0.3, 1), transform 0.8s cubic-bezier(0.16, 1, 0.3, 1);
  will-change: opacity, transform;
}

.reveal-right {
  opacity: 0;
  transform: translateX(40px);
  transition: opacity 0.8s cubic-bezier(0.16, 1, 0.3, 1), transform 0.8s cubic-bezier(0.16, 1, 0.3, 1);
  will-change: opacity, transform;
}

.reveal.revealed,
.reveal-left.revealed,
.reveal-right.revealed {
  opacity: 1;
  transform: translate(0, 0);
}

/* Retardos escalonados para tarjetas cuando el contenedor se revela */
.reveal.revealed .service-card:nth-child(1),
.reveal.revealed .value-card:nth-child(1),
.reveal.revealed .benefit-card:nth-child(1) { transition-delay: 0.05s; }
.reveal.revealed .service-card:nth-child(2),
.reveal.revealed .value-card:nth-child(2),
.reveal.revealed .benefit-card:nth-child(2) { transition-delay: 0.12s; }
.reveal.revealed .service-card:nth-child(3),
.reveal.revealed .value-card:nth-child(3),
.reveal.revealed .benefit-card:nth-child(3) { transition-delay: 0.19s; }
.reveal.revealed .service-card:nth-child(4),
.reveal.revealed .value-card:nth-child(4),
.reveal.revealed .benefit-card:nth-child(4) { transition-delay: 0.26s; }
.reveal.revealed .service-card:nth-child(5),
.reveal.revealed .value-card:nth-child(5),
.reveal.revealed .benefit-card:nth-child(5) { transition-delay: 0.33s; }
.reveal.revealed .service-card:nth-child(6),
.reveal.revealed .value-card:nth-child(6),
.reveal.revealed .benefit-card:nth-child(6) { transition-delay: 0.40s; }

@media (prefers-reduced-motion: reduce) {
  .reveal, .reveal-left, .reveal-right {
    opacity: 1 !important;
    transform: none !important;
    transition: none !important;
  }
}

/* ==========================================================================
   CÓMO FUNCIONA (TIMELINE ANIMADO QUE SE UNE EN SCROLL & RESPONSIVE)
   ========================================================================== */
.process-section {
  position: relative;
  overflow: hidden;
}

.process-timeline-container {
  position: relative;
  margin-top: 3.5rem;
  padding: 1.5rem 0;
}

/* Línea conectora horizontal de fondo (Desktop) */
.process-connector-track {
  position: absolute;
  top: 42px;
  left: 9%;
  right: 9%;
  height: 5px;
  background-color: var(--color-gray-border);
  border-radius: var(--radius-full);
  z-index: 1;
  overflow: hidden;
}

.process-connector-progress {
  height: 100%;
  width: 0%;
  background: linear-gradient(90deg, var(--color-navy) 0%, var(--color-green) 100%);
  border-radius: var(--radius-full);
  transition: width 0.45s cubic-bezier(0.4, 0, 0.2, 1);
  box-shadow: 0 0 12px rgba(29, 185, 84, 0.65);
}

.process-timeline {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 1.35rem;
  position: relative;
  z-index: 2;
}

.process-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  position: relative;
  transition: var(--transition);
}

.step-badge-wrapper {
  position: relative;
  margin-bottom: 1.5rem;
  display: flex;
  align-items: center;
  justify-content: center;
}

.step-number {
  width: 54px;
  height: 54px;
  border-radius: 50%;
  background: var(--color-white);
  color: var(--color-navy);
  font-family: var(--font-heading);
  font-weight: 800;
  font-size: 1.25rem;
  display: flex;
  align-items: center;
  justify-content: center;
  border: 3px solid var(--color-gray-border);
  box-shadow: var(--shadow-sm);
  transition: all 0.35s ease;
  position: relative;
  z-index: 3;
}

.step-pulse-ring {
  position: absolute;
  inset: -6px;
  border-radius: 50%;
  border: 2px solid var(--color-green);
  opacity: 0;
  transform: scale(0.85);
  transition: all 0.35s ease;
  z-index: 2;
}

.step-card {
  background-color: var(--color-white);
  border: 1px solid var(--color-gray-border);
  border-radius: var(--radius-lg);
  padding: 1.75rem 1.35rem;
  text-align: center;
  box-shadow: var(--shadow-sm);
  transition: all 0.35s ease;
  width: 100%;
  display: flex;
  flex-direction: column;
  min-height: 250px;
}

.step-phase-badge {
  display: inline-block;
  align-self: center;
  font-family: var(--font-subheading);
  font-size: 0.725rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  color: var(--color-text-light);
  background-color: var(--color-gray-subtle);
  padding: 0.2rem 0.65rem;
  border-radius: var(--radius-full);
  margin-bottom: 0.75rem;
  transition: var(--transition);
}

.step-card h4 {
  font-family: var(--font-heading);
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--color-navy);
  margin-bottom: 0.65rem;
  line-height: 1.3;
}

.step-card p {
  font-size: 0.875rem;
  color: var(--color-text-muted);
  line-height: 1.55;
  margin-bottom: 1rem;
}

.step-indicator-check {
  margin-top: auto;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.35rem;
  font-size: 0.775rem;
  font-weight: 600;
  color: var(--color-text-light);
  padding-top: 0.75rem;
  border-top: 1px dashed var(--color-gray-border);
  transition: var(--transition);
}

/* Efectos al activarse cada paso (se unen en scroll) */
.process-step.step-active .step-number {
  background-color: var(--color-green);
  color: var(--color-white);
  border-color: var(--color-white);
  box-shadow: 0 0 22px rgba(29, 185, 84, 0.45);
  transform: scale(1.12);
}

.process-step.step-active .step-pulse-ring {
  opacity: 0.8;
  transform: scale(1.15);
  animation: stepPulse 2.4s infinite;
}

@keyframes stepPulse {
  0% { transform: scale(1); opacity: 0.8; }
  50% { transform: scale(1.3); opacity: 0; }
  100% { transform: scale(1); opacity: 0.8; }
}

.process-step.step-active .step-card {
  border-color: rgba(29, 185, 84, 0.45);
  transform: translateY(-6px);
  box-shadow: 0 12px 28px rgba(10, 42, 67, 0.1);
}

.process-step.step-active .step-phase-badge {
  background-color: var(--color-green-light);
  color: var(--color-green);
}

.process-step.step-active .step-indicator-check {
  color: var(--color-green);
}

.process-step.step-active .step-indicator-check svg {
  color: var(--color-green);
}

/* ==========================================================================
   ¿POR QUÉ ELEGIR CREDILINK? (BENEFICIOS - FILAS JUSTAS 4 ARRIBA / 3 ABAJO)
   ========================================================================== */
.benefits-grid {
  display: grid;
  grid-template-columns: repeat(12, 1fr);
  gap: 1.5rem;
  margin-top: 3.5rem;
  width: 100%;
}

/* Fila 1: 4 tarjetas que cubren exactamente el ancho (4 x 3 = 12 columnas) */
.benefits-grid .benefit-card:nth-child(1),
.benefits-grid .benefit-card:nth-child(2),
.benefits-grid .benefit-card:nth-child(3),
.benefits-grid .benefit-card:nth-child(4) {
  grid-column: span 3;
}

/* Fila 2: 3 tarjetas más anchas que cubren exactamente la misma anchura (3 x 4 = 12 columnas) */
.benefits-grid .benefit-card:nth-child(5),
.benefits-grid .benefit-card:nth-child(6),
.benefits-grid .benefit-card:nth-child(7) {
  grid-column: span 4;
}

.benefit-card {
  background-color: var(--color-white);
  border: 1px solid var(--color-gray-border);
  border-radius: var(--radius-lg);
  padding: 1.75rem 1.5rem;
  transition: var(--transition);
  display: flex;
  gap: 1rem;
  align-items: flex-start;
  min-height: 155px;
}

.benefit-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
  border-color: var(--color-green);
}

.benefit-icon {
  width: 42px;
  height: 42px;
  border-radius: var(--radius-md);
  background-color: var(--color-green-light);
  color: var(--color-green);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.benefit-content h4 {
  font-family: var(--font-heading);
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--color-navy);
  margin-bottom: 0.25rem;
}

.benefit-content p {
  font-size: 0.875rem;
  color: var(--color-text-muted);
  line-height: 1.5;
}

/* ==========================================================================
   ORGANIGRAMA EMPRESARIAL (ESTRUCTURA DE LIDERAZGO)
   ========================================================================== */
.org-chart-wrapper {
  margin-top: 3.5rem;
  display: flex;
  flex-direction: column;
  align-items: center;
}

.org-director-card {
  background: linear-gradient(135deg, var(--color-navy-dark) 0%, var(--color-navy) 100%);
  color: var(--color-white);
  border-radius: var(--radius-xl);
  padding: 2.5rem 3rem;
  max-width: 580px;
  width: 100%;
  text-align: center;
  box-shadow: var(--shadow-xl);
  position: relative;
  border: 1px solid rgba(255, 255, 255, 0.15);
}

.org-director-avatar {
  width: 90px;
  height: 90px;
  border-radius: 50%;
  background-color: var(--color-green);
  color: var(--color-white);
  margin: 0 auto 1.25rem;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-heading);
  font-size: 2rem;
  font-weight: 800;
  border: 4px solid rgba(255, 255, 255, 0.2);
  box-shadow: var(--shadow-glow);
}

.org-director-badge {
  display: inline-block;
  background-color: rgba(29, 185, 84, 0.2);
  color: #4ade80;
  padding: 0.25rem 0.85rem;
  border-radius: var(--radius-full);
  font-family: var(--font-subheading);
  font-size: 0.8125rem;
  font-weight: 600;
  margin-bottom: 0.5rem;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.org-director-card h3 {
  font-family: var(--font-heading);
  font-size: 1.65rem;
  font-weight: 800;
  margin-bottom: 0.5rem;
}

.org-director-card p {
  color: #cbd5e1;
  font-size: 0.95rem;
}

/* Conector vertical */
.org-connector {
  width: 2px;
  height: 48px;
  background: var(--color-green);
  position: relative;
}

.org-connector::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 50%;
  transform: translateX(-50%);
  width: 8px;
  height: 8px;
  background-color: var(--color-green);
  border-radius: 50%;
}

.org-team-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
  width: 100%;
}

.org-team-card {
  background-color: var(--color-white);
  border: 1px solid var(--color-gray-border);
  border-radius: var(--radius-lg);
  padding: 1.75rem 1.5rem;
  text-align: center;
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
}

.org-team-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--color-navy);
}

.org-team-icon {
  width: 50px;
  height: 50px;
  border-radius: 50%;
  background-color: var(--color-gray-bg);
  color: var(--color-navy);
  margin: 0 auto 1rem;
  display: flex;
  align-items: center;
  justify-content: center;
}

.org-team-card:hover .org-team-icon {
  background-color: var(--color-green-light);
  color: var(--color-green);
}

.org-team-card h4 {
  font-family: var(--font-heading);
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--color-navy);
  margin-bottom: 0.35rem;
}

.org-team-card p {
  font-size: 0.85rem;
  color: var(--color-text-muted);
}

/* ==========================================================================
   FORMULARIO WEB DE EVALUACIÓN FINANCIERA (CONVERSIÓN PRINCIPAL)
   ========================================================================== */
.form-section-wrapper {
  background: linear-gradient(135deg, var(--color-navy-dark) 0%, var(--color-navy) 100%);
  border-radius: var(--radius-xl);
  padding: 3.5rem;
  color: var(--color-white);
  box-shadow: var(--shadow-xl);
  margin-top: 1rem;
}

.form-grid {
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  gap: 3.5rem;
  align-items: flex-start;
}

.form-info h3 {
  font-family: var(--font-heading);
  font-size: 2.15rem;
  font-weight: 800;
  margin-bottom: 1rem;
  line-height: 1.2;
}

.form-info p {
  color: #cbd5e1;
  font-size: 1rem;
  line-height: 1.7;
  margin-bottom: 2rem;
}

.form-guarantees {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
}

.guarantee-item {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
}

.guarantee-item svg {
  color: var(--color-green);
  flex-shrink: 0;
  margin-top: 3px;
}

.guarantee-item strong {
  display: block;
  font-size: 0.95rem;
  color: var(--color-white);
}

.guarantee-item span {
  font-size: 0.85rem;
  color: #94A3B8;
}

.eval-form-box {
  background-color: var(--color-white);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  color: var(--color-text-main);
  box-shadow: var(--shadow-xl);
}

.eval-form {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
}

.form-group label {
  font-family: var(--font-subheading);
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-navy);
}

.form-group label span.required {
  color: #E11D48;
}

.form-control {
  width: 100%;
  padding: 0.75rem 1rem;
  border: 1.5px solid var(--color-gray-border);
  border-radius: var(--radius-md);
  font-size: 0.95rem;
  color: var(--color-text-main);
  background-color: #FAFAFA;
  transition: var(--transition);
}

.form-control:focus {
  outline: none;
  border-color: var(--color-green);
  background-color: var(--color-white);
  box-shadow: 0 0 0 3px rgba(29, 185, 84, 0.15);
}

textarea.form-control {
  resize: vertical;
  min-height: 90px;
}

.form-privacy-note {
  font-size: 0.785rem;
  color: var(--color-text-muted);
  line-height: 1.45;
  display: flex;
  align-items: flex-start;
  gap: 0.45rem;
  margin-top: -0.25rem;
}

.form-privacy-note svg {
  color: var(--color-green);
  flex-shrink: 0;
  margin-top: 2px;
}

.form-buttons-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.85rem;
  margin-top: 0.5rem;
}

/* ==========================================================================
   CONTACTO & CANALES DIRECTOS (CHIRIQUÍ, PANAMÁ)
   ========================================================================== */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 2rem;
  margin-top: 3.5rem;
}

.contact-card {
  background-color: var(--color-white);
  border: 1px solid var(--color-gray-border);
  border-radius: var(--radius-lg);
  padding: 2.25rem 2rem;
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
  display: flex;
  flex-direction: column;
  min-height: 310px;
}

.contact-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--color-navy);
}

.contact-card-icon {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-md);
  background-color: var(--color-navy);
  color: var(--color-white);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.25rem;
}

.contact-card.whatsapp-card .contact-card-icon {
  background-color: var(--color-green);
}

.contact-card h4 {
  font-family: var(--font-heading);
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--color-navy);
  margin-bottom: 0.5rem;
}

.contact-card p {
  color: var(--color-text-muted);
  font-size: 0.95rem;
  margin-bottom: 1.5rem;
  line-height: 1.6;
}

/* Caja de horario estructurada y ordenada */
.contact-hours-box {
  margin-top: auto;
  background-color: var(--color-gray-bg);
  border: 1px solid var(--color-gray-border);
  border-radius: var(--radius-md);
  padding: 0.85rem 1rem;
  display: flex;
  align-items: center;
  gap: 0.85rem;
}

.hours-icon-box {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background-color: rgba(10, 42, 67, 0.08);
  color: var(--color-navy);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.hours-info {
  display: flex;
  flex-direction: column;
  line-height: 1.35;
}

.hours-label {
  font-size: 0.72rem;
  font-family: var(--font-subheading);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  color: var(--color-text-muted);
}

.hours-time {
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--color-navy);
  white-space: nowrap;
}

.contact-action-slot {
  margin-top: auto;
  display: flex;
  flex-direction: column;
}

.contact-link {
  font-family: var(--font-subheading);
  font-weight: 600;
  color: var(--color-green);
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
}

.contact-link:hover {
  color: var(--color-green-hover);
  text-decoration: underline;
}

/* Social links box */
.social-links-bar {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  margin-top: 0.25rem;
}

.social-btn {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background-color: var(--color-gray-bg);
  color: var(--color-navy);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: var(--transition);
  border: 1px solid var(--color-gray-border);
}

.social-btn:hover {
  background-color: var(--color-navy);
  color: var(--color-white);
  transform: translateY(-2px);
}

/* ==========================================================================
   AVISO LEGAL (SECCIÓN COMPLETA REGULATORIA)
   ========================================================================== */
.legal-section {
  background-color: #04101B;
  color: #94A3B8;
  padding: 3.5rem 0;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.legal-card {
  background-color: rgba(255, 255, 255, 0.03);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: var(--radius-lg);
  padding: 2rem 2.5rem;
}

.legal-header {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  color: #E2E8F0;
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 1.05rem;
  margin-bottom: 1rem;
}

.legal-header svg {
  color: var(--color-green);
}

.legal-body {
  font-size: 0.875rem;
  line-height: 1.7;
  color: #94A3B8;
}

/* ==========================================================================
   FOOTER CORPORATIVO (ESTILO PRESTA327)
   ========================================================================== */
.site-footer {
  background-color: var(--color-navy-deep);
  color: #cbd5e1;
  padding: 5rem 0 2rem;
  border-top: 1px solid rgba(255, 255, 255, 0.05);
}

.footer-top-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
  gap: 3.5rem;
  margin-bottom: 3.5rem;
}

.footer-brand p {
  font-size: 0.925rem;
  color: #94A3B8;
  line-height: 1.7;
  margin-top: 1.25rem;
}

.footer-column h4 {
  font-family: var(--font-heading);
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--color-white);
  margin-bottom: 1.25rem;
  letter-spacing: 0.2px;
}

.footer-links {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.footer-links a {
  font-size: 0.9rem;
  color: #94A3B8;
  transition: var(--transition);
}

.footer-links a:hover {
  color: var(--color-green);
  padding-left: 4px;
}

.footer-contact-list {
  display: flex;
  flex-direction: column;
  gap: 0.85rem;
  font-size: 0.875rem;
}

.footer-contact-item {
  display: flex;
  align-items: flex-start;
  gap: 0.65rem;
}

.footer-contact-item svg {
  color: var(--color-green);
  flex-shrink: 0;
  margin-top: 3px;
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding-top: 2rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 0.825rem;
  color: #64748B;
  flex-wrap: wrap;
  gap: 1rem;
}

.footer-bottom a {
  color: #94A3B8;
}

.footer-bottom a:hover {
  color: var(--color-green);
}

/* ==========================================================================
   BOTÓN FLOTANTE DE WHATSAPP (CON ANIMACIÓN DE PULSO)
   ========================================================================== */
.floating-whatsapp-btn {
  position: fixed;
  bottom: 28px;
  right: 28px;
  z-index: 999;
  width: 62px;
  height: 62px;
  border-radius: 50%;
  background-color: var(--color-green);
  color: var(--color-white);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 8px 24px rgba(29, 185, 84, 0.45);
  transition: var(--transition);
}

.floating-whatsapp-btn:hover {
  transform: scale(1.1);
  background-color: var(--color-green-hover);
  box-shadow: 0 10px 28px rgba(29, 185, 84, 0.6);
}

.floating-whatsapp-btn::before {
  content: '';
  position: absolute;
  inset: -6px;
  border-radius: 50%;
  border: 2px solid var(--color-green);
  animation: floatingPulse 2.2s infinite;
  opacity: 0.8;
}

@keyframes floatingPulse {
  0% { transform: scale(0.9); opacity: 0.8; }
  50% { transform: scale(1.2); opacity: 0; }
  100% { transform: scale(0.9); opacity: 0; }
}

.floating-tooltip {
  position: absolute;
  right: 74px;
  top: 50%;
  transform: translateY(-50%);
  background-color: var(--color-navy);
  color: var(--color-white);
  padding: 0.4rem 0.85rem;
  border-radius: var(--radius-md);
  font-size: 0.8125rem;
  font-family: var(--font-subheading);
  font-weight: 600;
  white-space: nowrap;
  pointer-events: none;
  box-shadow: var(--shadow-md);
  opacity: 0;
  transition: var(--transition);
}

.floating-whatsapp-btn:hover .floating-tooltip {
  opacity: 1;
  right: 80px;
}

/* ==========================================================================
   MODAL DE CONFIRMACIÓN DE ENVÍO
   ========================================================================== */
.modal-backdrop {
  display: none;
  position: fixed;
  inset: 0;
  background-color: rgba(10, 42, 67, 0.7);
  backdrop-filter: blur(6px);
  z-index: 2000;
  align-items: center;
  justify-content: center;
  padding: 1.5rem;
}

.modal-backdrop.active {
  display: flex;
}

.modal-card {
  background-color: var(--color-white);
  border-radius: var(--radius-xl);
  max-width: 520px;
  width: 100%;
  padding: 2.5rem;
  box-shadow: var(--shadow-xl);
  text-align: center;
  position: relative;
  animation: modalIn 0.3s cubic-bezier(0.34, 1.56, 0.64, 1);
}

@keyframes modalIn {
  from { opacity: 0; transform: scale(0.92) translateY(10px); }
  to { opacity: 1; transform: scale(1) translateY(0); }
}

.modal-icon {
  width: 72px;
  height: 72px;
  border-radius: 50%;
  background-color: var(--color-green-light);
  color: var(--color-green);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.5rem;
}

.modal-card h3 {
  font-family: var(--font-heading);
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--color-navy);
  margin-bottom: 0.75rem;
}

.modal-card p {
  color: var(--color-text-muted);
  font-size: 0.95rem;
  margin-bottom: 1.75rem;
  line-height: 1.6;
}

.modal-actions {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

@media (max-width: 1240px) {
  .site-header .container {
    padding-left: 1.25rem;
    padding-right: 1.25rem;
  }
  .nav-desktop {
    gap: 1rem;
  }
  .nav-link {
    font-size: 0.825rem;
  }
  .header-actions .btn-primary {
    padding: 0.5rem 0.95rem;
    font-size: 0.8125rem;
  }
}

@media (max-width: 1024px) {
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 3rem;
  }
  
  .hero-visual-card {
    max-width: 560px;
    margin: 0 auto;
  }

  .about-hero-grid,
  .form-grid,
  .simulator-grid {
    grid-template-columns: 1fr;
    gap: 2.5rem;
  }

  .services-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  /* Beneficios en tablets: cuadrícula de 2 columnas con la última abarcando las dos */
  .benefits-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 1.25rem;
  }
  .benefits-grid .benefit-card:nth-child(n) {
    grid-column: span 1 !important;
  }
  .benefits-grid .benefit-card:nth-child(7) {
    grid-column: span 2 !important;
  }

  /* Timeline vertical conectado en tablets */
  .process-timeline-container {
    padding-left: 0.5rem;
    padding-right: 0.5rem;
  }

  .process-connector-track {
    top: 35px;
    bottom: 35px;
    left: 36px;
    right: auto;
    width: 4px;
    height: auto;
  }

  .process-connector-progress {
    width: 100%;
    height: 0%;
    transition: height 0.45s cubic-bezier(0.4, 0, 0.2, 1);
  }

  .process-timeline {
    display: flex;
    flex-direction: column;
    gap: 2rem;
  }

  .process-step {
    flex-direction: row;
    align-items: flex-start;
    gap: 1.5rem;
    width: 100%;
  }

  .step-badge-wrapper {
    margin-bottom: 0;
    margin-top: 0.25rem;
    flex-shrink: 0;
  }

  .step-card {
    text-align: left;
    min-height: auto;
  }

  .step-phase-badge {
    align-self: flex-start;
  }

  .step-indicator-check {
    justify-content: flex-start;
  }

  .org-team-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .footer-top-grid {
    grid-template-columns: 1fr 1fr;
    gap: 2.5rem;
  }
}

@media (max-width: 768px) {
  .nav-desktop,
  .header-actions .btn-primary {
    display: none;
  }

  /* Botón exclusivo móvil que solo dice WhatsApp */
  .mobile-header-whatsapp {
    display: inline-flex;
    align-items: center;
    gap: 0.4rem;
    background-color: var(--color-green);
    color: var(--color-white);
    padding: 0.48rem 0.95rem;
    border-radius: var(--radius-md);
    font-family: var(--font-subheading);
    font-size: 0.85rem;
    font-weight: 600;
    text-decoration: none;
    box-shadow: var(--shadow-sm);
    transition: var(--transition);
  }

  .mobile-header-whatsapp:hover {
    background-color: var(--color-green-hover);
    color: var(--color-white);
  }

  .mobile-toggle {
    display: block;
  }

  .top-notice-bar {
    display: none;
  }

  .hero-title {
    font-size: 2.35rem;
  }

  .hero-title .subtitle-phrase {
    font-size: 1.35rem;
  }

  .proof-strip-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 1.5rem;
  }

  .values-grid,
  .services-grid,
  .contact-grid {
    grid-template-columns: 1fr;
  }

  /* Beneficios en móvil pasan a 1 sola columna ordenada */
  .benefits-grid {
    grid-template-columns: 1fr;
    gap: 1.25rem;
  }

  .benefits-grid .benefit-card:nth-child(n) {
    grid-column: span 1 !important;
  }

  .form-section-wrapper,
  .simulator-box {
    padding: 2rem 1.5rem;
  }

  .eval-form-box {
    padding: 1.75rem 1.25rem;
  }

  .form-row,
  .form-buttons-row {
    grid-template-columns: 1fr;
  }

  .footer-top-grid {
    grid-template-columns: 1fr;
    gap: 2rem;
  }

  .footer-bottom {
    flex-direction: column;
    text-align: center;
  }

  .floating-tooltip {
    display: none;
  }
}

@media (max-width: 520px) {
  .process-connector-track {
    left: 28px;
    width: 3px;
  }

  .step-number {
    width: 44px;
    height: 44px;
    font-size: 1.05rem;
  }

  .process-step {
    gap: 1rem;
  }
}